Terms and Conditions

1.1 These Terms and Conditions (“Terms”) govern the relationship between Anath Finery Ltd (“the Company”, “we”, “our”) and our clients (“the Member”, “Customer”, “you”).

1.2 By engaging our services and purchasing our curated physical assets—including Cask Whisky, Fine Art, Bullion, and Graded Numismatic Coins (collectively, the “Assets”)—you agree to these Terms.

1.3 Our primary role is to act as a private advisory and sourcing partner, assisting you in acquiring, storing, and ultimately realizing the value of exceptional tangible assets.

2.1 Market-Linked Bullion: For standard gold and silver bullion, pricing is directly correlated to the live global spot price of the precious metals market. Prices for these specific items are fixed at the moment your order is formally confirmed.

2.2 Heritage and Collectible Assets: For graded coins, fine art, and cask whisky, there is no “live” market ticker. The value of these assets is intrinsically linked to rarity, provenance, global collector demand, and historical significance.

2.3 Because these heritage assets are valued based on collectibility rather than a standard financial index, they do not fall under the regulatory remit of the Financial Conduct Authority (FCA).

2.4 All orders are considered final once an invoice is issued and payment is received.

3.1 Anath Finery Ltd provides access to tangible, historical assets that have traditionally acted as a store of value. However, the market for physical collectibles is dynamic.

3.2 We do not guarantee specific financial returns, yields, or profits. The value of rare commodities can naturally fluctuate up or down based on supply and global demand.

3.3 While our portfolio managers provide expert market insights and historical context, we do not provide regulated financial, investment, or tax advice. We encourage all members to consult with their independent financial or tax advisors to understand how these acquisitions fit into their broader wealth strategy.

4.1 A core part of our advisory service is assisting you when you decide it is time to sell or liquidate your Assets.

4.2 We actively leverage our private network, auction house relationships, and market expertise to help broker the sale of your Assets to achieve the best possible outcome.

4.3 While we are deeply committed to assisting our members in their exit strategies, we do not provide a guaranteed timeframe for liquidation, nor are we legally obligated to directly repurchase the Assets from you. Where Anath Finery brokers a successful third-party sale on your behalf, a standard brokerage fee (agreed upon at the time of sale) will apply to the profits.

5.1 Anath Finery Ltd partners with world-class, heavily fortified bonded warehouses and secure vaults to protect your physical wealth.

5.2 Where we arrange storage for your Assets:

• Your items will be fully insured against fire, theft, and damage.
• Your Assets will be physically segregated and legally recorded under your designated ownership.
• Annual storage and management fees will be clearly outlined in your initial acquisition agreement.

6.1 As a reputable dealer in high-value goods, we strictly adhere to UK Anti-Money Laundering (AML) regulations.

6.2 Before any transfer of ownership or dispatch of Goods can be completed, members must seamlessly complete our internal verification process, providing certified photographic identification and proof of residential address.

7.1 If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full effect.

7.2 These Terms are governed by and construed in accordance with the laws of England and Wales. Both parties submit to the exclusive jurisdiction of the English Courts.